Tax and super for backpackers, explained simply
What you’ll pay, why you need a TFN, and how to get your super back when you leave.
Updated 1 October 2026
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Tax
Working holiday makers pay a special backpacker tax rate, starting at 15% on earnings up to a threshold, then higher above it. Your employer should be registered with the ATO as an employer of working holiday makers.
You’ll usually lodge a tax return after the financial year ends on 30 June, or when you leave. Lodging with myTax on the ATO website is free.
Current rates on ato.gov.auSuper
Your employer pays superannuation (a retirement fund contribution) on top of your wages. When you leave Australia and your visa ends, you can claim it back with a Departing Australia Superannuation Payment (DASP). It’s taxed heavily for working holiday makers, but it’s still your money.
Too many funds? Combine them into one so you’re not paying fees on several.
Sending money home
Banks often hide fees in the exchange rate. Compare with a specialist before you send a big amount.